With the right loan at the right rate, you can support day-to-day operations, improve your competitive position or secure your future. We fulfill borrowing needs from $1 Million to $10 Million. And as always, you can rest assured that California First National Bank is backed by the financial strength of its parent company, California First National Bancorp (NASDAQ: CFNB).

Lines of Credit
CalFirst commercial lines of credit are a cost-effective way to get the working capital you need, when you need it. With a highly competitive line of credit from us, you get immediate access to cash at attractive rates to meet your general financing needs. The line is always available, but you pay interest only on the portion you use. And because you pay over time, you can preserve your cash flow while achieving your goals.

Non-revolving lines of credit give you the option of borrowing the total loan amount at once, or in regular increments over time. Meanwhile, our flexible revolving lines of credit let you borrow, repay and borrow again up to your pre-approved limit, as often as you want over the life of the loan.

Term Loans
CalFirst can help your organization reach its long-term goals. With a term loan from us, you can invest in the assets you need. What’s more, CalFirst offers flexible terms at competitive rates.

Most importantly, we structure your loan’s repayment schedule to match your available cash flow and take your other debt obligations into account. Our thoughtful approach lets you make strategic investments to advance your organization’s future.

To request additional information, please contact us at (800) 735-2465.