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INTEREST RATES AND ANNUAL PERCENTAGE YIELDS ARE CURRENT AS OF OCTOBER 08, 2008 AND ARE SUBJECT TO CHANGE.
| CERTIFICATES OF DEPOSIT |
Regular CD: Minimum deposit of $5,000.00 is required. The minimum balance required to obtain the APY shown is $5,000.00.
IRA CD: Minimum deposit of $2,000.00 is required. The minimum balance required to obtain the APY shown is $2,000.00.
A penalty may be imposed for early withdrawal. |
| TERM |
INTEREST RATE |
ANNUAL PERCENTAGE YIELD |
| 3 month |
1.00% |
1.00% |
| 6 month |
1.29% |
1.30% |
| 1 year |
3.74% |
3.80% |
| 2 year |
4.02% |
4.09% |
| 3 year |
4.22% |
4.30% |
| MONEY MARKET CHECKING * |
| Minimum deposit of $5,000.00 is required to open the account. Interest does not compound. Interest is paid monthly. Interest is paid on the actual daily balance according to the following tiers: |
| BALANCE |
INTEREST RATE |
ANNUAL PERCENTAGE YIELD |
| Up to $14,999.99 |
3.06% |
3.10% |
| $15,000 - $49,999.99 |
3.06% |
3.10% |
| $50,000 or more |
3.06% |
3.10% |
| INTEREST CHECKING * |
| Minimum deposit of $2,500.00 is required to open the account. Interest does not compound. Interest is paid monthly. Interest is paid on the actual daily balance according to the following tiers: |
| BALANCE |
INTEREST RATE |
ANNUAL PERCENTAGE YIELD |
| Up to $2,499.99 |
0.50% |
0.50% |
| $2,500.00- $9,999.99 |
0.50% |
0.50% |
| $10,000.00 or more |
0.50% |
0.50% |
| PREMIUM SAVINGS * |
| Minimum deposit of $1,000.00 is required to open the account. Interest does not compound. Interest is paid monthly. Interest is paid on the actual daily balance. |
| |
INTEREST RATE |
ANNUAL PERCENTAGE YIELD |
| All Balances |
2.23% |
2.25% |
* Interest rates are adjusted at the bank's discretion. Service charges and penalties may reduce earnings.
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