Certificates of Deposit
CalFirst offers a range of CDs allowing you to select the maturity that suits you best. When you open the account, you may elect to transfer the interest earned to your CalFirst checking or money market account. We offer a range of maturities, each paying high interest:
Interest rates and Annual Percentage Yields (APYs) are current as of and are subject to change.
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Certificates of Deposit < 100k (including ira's) |
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Term |
Interest Rate |
Annual Percentage Yield |
|---|---|---|
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3 month |
0.10% |
0.10% |
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6 month |
0.15% |
0.15% |
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1 year |
0.50% |
0.50% |
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2 year |
0.55% |
0.55% |
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3 year |
0.60% |
0.60% |
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Regular CD: |
The minimum deposit is $5,000. The minimum balance required to obtain the APY shown is $5,000. |
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IRA CD: |
The minimum deposit is $2,000. The minimum balance required to obtain the APY shown is $2,000. |
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A penalty may be imposed for early withdrawal. |
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Penalties charged against the account may reduce earnings. There is a penalty for early withdrawal of funds.
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CERTIFICATES OF DEPOSIT > 100K (INCLUDING IRA'S) |
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TERM |
INTEREST RATE |
ANNUAL PERCENTAGE YIELD |
|---|---|---|
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3 month |
0.10% |
0.10% |
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6 month |
0.15% |
0.15% |
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1 year |
0.50% |
0.50% |
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2 year |
0.55% |
0.55% |
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3 year |
0.60% |
0.60% |
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Regular CD: |
The minimum deposit is $5,000. The minimum balance required to obtain the APY shown is $5,000. |
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IRA CD: |
The minimum deposit is $2,000. The minimum balance required to obtain the APY shown is $2,000. |
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|
A penalty may be imposed for early withdrawal. |
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Penalties charged against the account may reduce earnings. There is a penalty for early withdrawal of funds.