Certificates of Deposit
CalFirst offers a range of CDs allowing you to select the maturity that suits you best. With a minimum deposit of $5,000 you will begin earning interest on your FDIC-insured deposit. When you open the account, you may elect to transfer the interest earned to your CalFirst checking or money market account. We offer a range of maturities, each paying high interest:
Interest rates and Annual Percentage Yields (APYs) are current as of and are subject to change.
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Certificates of Deposit |
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Term |
Interest Rate |
Annual Percentage Yield |
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3 month |
1.15% |
1.16% |
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6 month |
1.25% |
1.26% |
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1 year |
1.65% |
1.66% |
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2 year |
0.25% |
0.25% |
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3 year |
0.25% |
0.25% |
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Regular CD: |
The minimum deposit is $5,000. The minimum balance required to obtain the APY shown is $5,000. |
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IRA CD: |
The minimum deposit is $2,000. The minimum balance required to obtain the APY shown is $2,000. |
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A penalty may be imposed for early withdrawal. |
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Penalties charged against the account may reduce earnings. There is a penalty for early withdrawal of funds.
See disclosures for more information.