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California First National Bank is an internet-only bank with no branches.

California First National Bank is an internet-only bank with no branches.

California First National Bank is an internet-only bank with no branches.

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Lease & Loan Types

Choosing to lease is a smart way to finance your equipment acquisitions.
Looking at lease financing arrangements is appropriate at any point in the procurement process. You'll discover our Commercial Finance group has a broad array of finance and operating leases to choose from. In fact, if you have extensive equipment needs, we can even discuss setting up a lease line.

CalFirst Offers:

End of Operating Lease Options:

  • Operating Leases
  • Capital Leases
  • Conditional Sales Leases
  • Note & Security Agreements
  • Tax-Exempt Leases
  • Municipal Leases
  • Skip Payment or Seasonal Leases
  • Purchase the equipment
  • Upgrade the equipment
  • Extend the lease


Purchase Options:

  • Fixed purchase options    
  • Fair market value    

Lease terms and purchase options are determined by the equipment you choose or  your financing objectives. When you're ready to discuss lease financing, contact CalFirst Commercial Finance by calling 1-800-496-4640 or filling out the contact form. We look forward to working with you.

Project and Real Estate Finance
Calfirst has expanded its services to meet the continued needs of customers by offering project and real estate financing for facility acquisition, growth, renovations, improvements and other expansion programs.

Term Loans over $1 million

  • Secured by Real Estate
  • Project Financing
  • Revolving Lines of Credit

What we provide:

  • Tailored financing programs to meet the changing needs of businesses nationwide through attractive, innovative and flexible programs.
  • Financing for building renovations, HVAC upgrades, security systems, window and roof replacement, and new building construction.
  • Various term options to provide you the flexibility not usually found with conventional long-term lenders.

Why Use CalFirst Commercial Finance  for Project Financing Programs:

  • Flexible terms provide sufficient time to complete the project.
  • Competitive fixed and adjustable rate terms available.
  • Experienced Account Executives are responsive to your needs and provide financing solutions.
  • Customized financing structure to meet your specific needs.

For more information about our Project Financing, please contact us at