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California First National Bank is an internet-only bank with no branches.

California First National Bank is an internet-only bank with no branches.

California First National Bank is an internet-only bank with no branches.


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Commercial Finance

The Commercial Finance team understands the challenges that businesses face. Rising costs and technological developments require companies to respond  faster than ever before. As leasing specialists, we know how to structure finance solutions that open doors to state-of-the-art resources at an affordable cost; and with fixed rate financing, you’ll know at the onset what your payments will be for the duration of the lease.

Our specialization in hard and soft IT costs, paired with our flexible and competitive leasing programs, allows you to upgrade to the most advanced systems available and stay competitive in your industry. Meanwhile, the master lease we provide streamlines your paperwork and our approval process, making the addition of new equipment to lease schedules easy and fast. Use our capital to leverage your equipment needs and save your funds for future projects. 

You may also be eligible for off-balance sheet financing, which offers further benefits such as improved debt to equity ratios, higher current ratios (liquidity), and higher return on assets (ROA). Calfirst's Commercial Finance group provides the highest standard of customer service through a personal Account Executive who handles your relationship from day one.